How Renters Insurance Can And Can’t Help With Bed Bugs

1Bed bugs are an exceptionally disliked pest and can be hard to get rid of, so renters might be frustrated to learn that their insurance doesn’t cover the insects.

Like cockroaches or rats, bed bugs are considered the responsibility of a tenant. When renters sign almost any lease, they agree to maintain the home they live in and that includes deterring and eliminating pests. This is the case for any type of rental unit, whether it be an apartment or a single-family home.

That means renters cannot file a renters insurance claim for the cost to exterminate bed bugs, damages caused by the insects or medical costs associated with them.

But there are two exceptions. Florida and Maine are the only states with laws mandating landlords and management companies exterminate bed bugs from a tenant’s residence as soon as they are made aware of them. In all other states, tenants are on their own when it comes to the pests because no such mandate exists. Having said that, most states have laws regarding bed bugs and commercial or state-owned properties, such as schools.

If you don’t live in Florida or Maine, there’s little a tenant can do if they think their landlord or company is at fault for them having bed bugs.

Firstly, bed bugs commonly latch onto luggage or clothes and can be easily brought into an apartment by a tenant. It’s highly unlikely a landlord or management company is to blame. But even in some rare cases when they are at fault, renters insurance still might not help you.

For example, a landlord or management company might neglect to keep common areas of an apartment building clear of things that might attract bed bugs. If an infestation ensues as a result and bugs are finding their way into a tenant’s apartment, then the landlord might be to blame. However, a renter probably wouldn’t be able to file a renters insurance claim for related damages or the cost to exterminate the bugs.

To recoup the costs they incur, the tenant might have to sue their landlord or management company – again, something that renters insurance might not cover. Remember, personal property protection doesn’t cover damages due to bed bugs and liability protection only covers expenses related to claims and lawsuits filed against the policyholder.

The best thing a tenant can do is be proactive in deterring bed bugs and, if they find them in their home, getting rid of them as soon as possible.

The easiest thing to do is to keep an eye out for them – bed bugs are brown, flat, oval-shaped insects about the size of an apple seed. They are usually in mattress seams, sheets and other areas near human hosts. But they might be on office chairs, pets or furniture and can latch onto and travel anywhere.

If you happen to find a bed bug, vacuuming and throwing them away in a tightly sealed bag then them washing bed sheets in hot water should get rid of them. In extreme cases, or if they persistently appear, you should call an exterminator.
Source: nasdaq.com

General rules to follow for an efficient and fire hazard free dryer:

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General rules to follow for an efficient and fire hazard free dryer:

1. Clean the lint trap screen after each dryer cycle.

2. Wash the lint trap screen after 20-30 loads. Let it air dry before replacing.

3. Use a vacuum hose to suck out any remaining lint inside the dryer where the lint trap is stored.

Happy Ask a Stupid Question Day

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Happy National Ask A Stupid Question Day! Now’s your chance to ask us questions you’ve always wanted to about #Leasing and #PropertyManagement, but didn’t because you felt they might be “stupid”.

Property Manager… solving problems you didn’t know you had in ways you can’t understand.

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Although few outside the profession may understand what we do and how we do it, the basic facts remain unchanged: Property Managers play a critical role in a landlord’s success. As the rental market grows increasingly tumultuous, property managers toil quietly and efficiently behind the scenes to come up with solutions to problems that the average landlord doesn’t understand or even know he has.

Bev Roberts Rentals Presents: Festive Decorating Contest 2016

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Hello tenants, we have a new contest for you to get excited about!  The Bev Roberts Rentals family is bringing to you a chance to embrace your creativity with the Festive Decorating Contest!

What’s the first thing that comes to your mind when you think of fall?  Is it spooky spiders for Halloween, is it pumpkins and falling leaves for Autumn, or is team spirit for football season?  Whatever that is, send us your photo portraying your festive indoor or outdoor decorating!  The winning resident receives a $50 Visa Gift Card!  Please read the above flyer for more details.

The contest officially starts October 1, 2016.  Winner will be chosen on November 30, 2016!

Planning a Non-Renewal

ask-the-attorneyThe Landlord Protection Agency®presents John Reno, Esq.,a highly experienced Landlord – Tenant attorney based on Long Island, NY.

Q:  Dear Mr. Reno:

My tenants lease will expired the end of May. I do not wish to renew the lease, planning on remodeling. What would you recommend. I anticipate that the tenant may be difficult.
Thank you,
Lee Fadavi

A: I would notify them as soon as possible, that their lease will not be renewed. Also, review your lease carefully about what notice, if any, is required and how to give it. But even if no notice is required, I strongly recommend it.

Legal Disclaimer
The Landlord Protection Agency’s “Ask the Attorney” column is for informational purposes only. The questions answered by Mr. Reno on this site do not constitute an attorney – client relationship and are not to be considered legal advice. Not all questions will be answered and some may appear in the LPA Q&A Forum.
The Landlord Protection Agency recommends that you seek legal advice before using any of the material offered on this web site, and makes no guarantee on the effectiveness, compliance with local laws or success of any of the material offered on this web site. The Landlord Protection Agency is not engaged in rendering legal advice.

Searching for the Needle in the Haystack?

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Searching for the #NeedleInTheHaystack? Search no longer! We are the top-rated property management firm in the #TriangleArea!

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